|Account Type||Minimum Deposit to Open||Rewards||Interest Rate||Monthly Maintenance Fee||Included With Account|
|UR Cashback Checking||$200||1% Back on All Signature Based Debit Card Transactions*||N/A||$4.99 - No charge with account balance of $2,500 or more OR combined relationship of $25,000 or more.||Online Banking
|$9.99 - No charge with account balance of $10,000 or more OR combined relationship of $25,000 or more.|
*Signature-based debit card transactions are non-PIN based transactions. Examples would include any transaction where you physically sign for the purchase, most online shopping purchases, and transactions where you select "Credit" instead of "Debit" when prompted at the register. Always request the cashier process the transaction as a "Credit". Many stores do not require a physical signature on smaller purchases. These transactions would still be eligible for cash back as long as your PIN is NOT entered during the transaction. Only transactions received by Louisiana National Bank as signature-based transactions will qualify for the 1% cash back. No other electronic transactions, such as ATM or ACH, will receive cash back.