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Personal Savings

Personal Certificates of Deposit (CDs)

Earn more with higher interest and  fixed rate, typically higher than a savings account. 

  • $500 minimum deposit to open
  • Interest rates are locked in for a term
  • Terms range from 3 months to 5 years
  • Deposit additional funds at maturity during 10-day grace period
  • Automatic fund roll over after term
  • Interest penalty for early withdrawal 

Large-deposit investors can utilize CDARS through Louisiana National Bank to maintain full FDIC insurance on CD investments well above the $250,000 limit.

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